Looking to Buy your First Home?
Here's what you need to know to get you into your first home sooner
Buying your first home can feel overwhelming
Let us demystify the process for you
Before starting your house hunt, we help you figure out how much you can borrow, and everything you'll need so you can get your first home.
Our experts will assess your needs and recommend loan products with competitive rates and features that work best for you.
Having a pre-approved loan means you can shop with confidence, having a letter from the lender stating how much they're willing to lend you once you find your home.
Plus it gives you an edge in negotiations with sellers. We handle all the paperwork, so you a get quick, hassle-free pre-approval.Once you have found your property, we work quickly and efficiently to ensure that you receive an Unconditional Loan Approval from the Bank to prepare for Settlement.
We liaise with your lender and the necessary parties to ensure a smooth settlement process, so you can focus on moving into your new home.
Whether it's interest rate changes or ongoing advice around your home loan, our team is always on hand to provide full support after your loan has settled.
Buying your first home can feel overwhelming
Let us demystify the process for you
1. Tailored Mortgage Solutions
When purchasing your first home, your needs and requirements will be different to someone purchasing an investment or their next home. Your lifestyle, financial goals, future plans and budget should all be considered to ensure your paired with the most optimal home loan.
2. Expert Guidance
Navigating the home loan market can feel overwhelming, especially for first-time buyers. Our experts will explain every step of the process in clear terms, from understanding your borrowing power to getting pre-approval and finding the best interest rates.
Why Choose Liberty Wealth Finance?
3. Expertise on Government Grants and Schemes
There are a number of Government Grants and Schemes available to first home buyers to help you get into your first home sooner. Having an expert guide you on which you may be eligible for can be the difference between getting into your first home or missing out.
We work with lenders who accept First Home Buyers eligible for the First Home Guarantee Scheme and First Home Owners Grant and have the expertise to guide you through the entire process.
4. Wide Range of Loan Options
We offer a variety of loan products to suit different needs:
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Variable or Fixed Products – We can help you decide whether it’s in your best interest to opt for a variable rate home loan or a fixed rate loan.
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Flexible Loan Features – Having the flexibility and options to choose a home loan with the ability to make additional repayments, redraw or have an offset account is massive in ensuring your home loan is paid off sooner! We’ll provide you with plenty of options to ensure your loan is flexible enough to suit your needs.
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Access to over 30 lenders – Having a panel of over 30 lenders means we can compare the best deals and options for your journey
Whatever your property purchase goals, we have a loan option to match.
5. Competitive Interest Rates
With access to a broad network of lenders, we can negotiate highly competitive rates on your behalf.
6. Fast, Simple Approvals
We know how crucial timing is when it comes to securing your dream property. Our streamlined process ensures fast approvals, so you can move forward with your purchase without unnecessary delays.
7. Personalized Support
At Liberty Wealth Finance, we pride ourselves on providing a personal touch. You’re not just another file number – we treat each client with respect, attention, and care. We take the time to understand your goals and provide ongoing support, ensuring you’re comfortable and confident every step of the way.